The project OpenSCHUFA examines the scoring process of Germany's largest credit agency based on a large-scale crowdsourcing campaign.


27 January 2019

Auf Deutsch lesen

OpenSCHUFA is a joint project of the Open Knowledge Foundation Germany and AlgorithmWatch. With OpenSCHUFA we want to focus on the comprehensive data collection and automated evaluation of the financial behavior of almost all adult residents in Germany: In our opinion, there is too little transparency and democratic control over this credit scoring by the well-known credit agency SCHUFA.

Read our summary of the project and our demands on politicians and the Schufa at

Project partner
Open Knowledge Foundation Deutschland e.V.

Idea & Project lead
Lorenz Matzat

Concept and realisation
Lorenz Matzat, Walter Palmetshofer, Arne Semsrott, Matthias Spielkamp, Marc Thümmler

Campaign video
Georg Kammerer, Nico Semsrott

Oliver Bienert, Sven König, Kristina Penner

Johannes Filter, Hauke Hille, Lorena Jaume-Palasí, Thorben Jensen, Jan Persiel, Nadine Stammen